Q: What are the latest tax scams to watch out for?
A: Tax scams aren’t new — but the technology behind them has changed dramatically. In 2026, criminals aren’t just sending sloppy phishing emails. They’re using artificial intelligence, stolen data, voice cloning, deepfake video and even legitimate tax preparer credentials to manufacture trust.
AI-generated IRS emails and text messages
Phishing messages are now polished, personalized and timed perfectly with filing season. AI tools allow scammers to craft messages that read as if they came straight from a government agency.
You might receive a text that says your refund is “on hold” pending verification. The link takes you to a website that looks nearly identical to IRS.gov but is designed to capture your Social Security number and bank details.
The IRS does not initiate contact through unsolicited text messages or emails. If you get one, don’t click — navigate directly to the official website yourself.
Voice cloning and AI phone calls
One of the more unsettling trends this year is AI-powered voice impersonation.
Scammers can now generate realistic voices that sound calm and authoritative. Some calls claim to be from an IRS enforcement unit demanding immediate payment or a non-existent ‘tax resolution and assistance office’. Others impersonate certified public accountants or financial advisers requesting tax documents.
The technology doesn’t have to be perfect — it just needs to sound real long enough to create urgency. The IRS does not call demanding immediate payment or ask for gift cards, wire transfers or cryptocurrency.
Early filing fraud
Identity theft remains a major threat, but technology has made it more efficient.
Using data gathered from prior breaches, criminals file fraudulent returns before you do and route the refund to their own accounts. You only discover the problem when your legitimate return is rejected.
Filing early and requesting an IRS Identity Protection PIN can significantly reduce this risk.
Fake tax preparers and PTIN abuse
Another trend in 2026 involves tax preparer credentials.
Every paid preparer must have a PTIN (Preparer Tax Identification Number). Scammers are now displaying fake PTINs in online ads to appear legitimate. Others are stealing real PTINs from preparers and filing fraudulent returns using those credentials.
You might hire someone promising a “maximum refund guarantee,” see what looks like valid credentials and later discover false information was filed in your name.
Always verify a preparer’s PTIN through the IRS directory
Check whether they are a CPA, enrolled agent or licensed attorney.
Bad tax advice going viral
Another growing issue isn’t impersonation — it’s misinformation.
Social media posts and influencer-style videos are promoting “little-known credits” or self-employment refunds that many people don’t qualify for.
